.style3 {
	font-family: Verdana,Arial, Helvetica, sans-serif;
	font-size: 9px;
}
.style4 {
	font-family: Verdana,Arial, Helvetica, sans-serif;
	font-size: 10px;
}
.style11 {
	color: #000000;
	font-size: 13px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-style: normal;
	line-height: 20px;
}
.bullet {
	color: #000000;
	font-size: 12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-style: normal;
	line-height: 20px;
	list-style-position: outside;
	list-style-type: square;
	margin-left: -12px;
}
.style12 {
	color: #000000;
	font-size: 12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-style: normal;
	line-height: 16px;
	font-weight: bold;
}
.subhead {
	color: #a61415;
	font-size: 12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-style: normal;
	line-height: 13px;
	font-weight: bold;
}
.bkgrd2 {
	background-image: url(images/bkgrd2.jpg);
	background-repeat: no-repeat;
	background-position: center top;
}
.cwbkgrd {
	background-repeat: no-repeat;
	background-image: url(images/drop-shadow2.jpg);
}
.style13 {font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; font-size: 15px; color: #000000; }